If so, you probably have Medicare Secondary Coverage. Is your Medicare coverage designed to pay for additional patient responsibility your regular commercial insurance doesn't cover?.Please see our Medicare guidelines, as these apply to you. If this applies to you, then you still have regular Medicare coverage. These plans are designed to supplement your regular Medicare coverage, and cover the gap between what Medicare does and doesn't cover. You likely have a Medicare Supplement Plan. Did you obtain additional insurance coverage to pick up the costs that Medicare didn't cover?.If this applies to you, then please see our Insurance Billing guidelines. If so, you likely have a Medicare Advantage Plan, also called a Medicare Replacement Plan because it replaces your traditional Medicare coverage. Did you choose to have your Medicare benefits through a commercial insurance plan instead of the traditional way?.If you're unsure of which type of plan you have, we strongly encourage you to contact your insurance company. Here are some different categories of Medicare coverage for patients who also have commercial insurance (Blue Cross and Blue Shield, Aetna, etc.). There are many different types of Medicare coverage options, and the billing for your order will be based upon which type of plan you have. Depending on how your insurance company processes the claim, we will send you a bill if you owe more than what you authorized with your test submission. If we are in network with your insurance, you must still provide payment with your specimen submission but we will not charge your credit card until your insurance claim has been processed. Blue Shield of California - BCBS patients, including out-of-state BCBS members, receiving services from health care practitioners in California.CareFirst BCBS HMO products identified with prefixes XIC, XIK, XWR, XIR are not contracted.Blue Cross and Blue Shield members, including Federal Employee Program, receiving services ordered by HCPs that reside in MD, DC and Northern VA.If your commercial insurance or Medicare Advantage plan is not on this list, we will still file a claim for you. We are an in-network provider with the following insurance plans and will submit claims on your behalf when coverage is indicated.
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